*A merchant cash advance is not a loan. It is a purchase of a portion of a business's future receivables. Costs are expressed as a factor rate, not an interest rate or APR. Merchant cash advances are commercial transactions intended for business purposes only, not for personal, family, or household use. Approval and funding amounts are based on underwriting review and are not guaranteed. Funding times such as "as fast as 24 hours" are estimates and actual timing may vary. Availability of products may vary by state.
