Apply before mid-afternoon — most complete files hear back the same day.
The analyst who reads your file is the one who calls.
A real team on the phone, before and after funding.
Your score isn't the decision. Real revenue and cash flow drive approvals.
No lien, no compounding, no early-payoff penalty.
If we can't fund you, our partner network can. We make the intro.
Six months trading, $10,000 a month in deposits and a business bank account is the whole qualification list. If you're outside it, call anyway — we'll tell you what would change the answer.
A bank asks for the same payment in February as in December. We take an agreed share of what actually lands in your account — so a slow week costs you less, and a strong week finishes the advance sooner.
"I applied in the morning and had funds by the afternoon. Neto Capital made it easy — no runaround, just results."
Individual results vary. Testimonials reflect individual experiences and are not a guarantee of approval, amount, or terms.
Answers as fast as the same day on submissions*, honest declines with a reason you can use, and a merchant who stays yours at renewal.
Competitive splits paid on schedule, direct access to the underwriter on the file, and no marketing to your book.
Participation in a seasoned, in-house underwritten portfolio, with reporting from the people who wrote the paper.
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